Happy Clients = Happy Broker
At Costen Insurance, we pride ourselves on providing a high level of customer service to YOU, our valued clients! As part of our Happy Clients = Happy Broker initiative, we are looking for customer reviews, feedback, and testimonials to let us know how we are doing and how we can improve! Here is how it…
Goodbye Summer, Hello to a New School Year!
It’s that time of year again… summer is coming to an end and the kids are heading back to school next week! This year is a special one for Andrew and his family, as their middle child Ezra is headed off to Kindergarten. Our older ones are all headed into Grade 2 already – how…
Auto Insurance 101: S.E.F.’s
In part three of our blog series on personal automobile insurance, we would like to outline some of the most common Standard Endorsement Forms (S.E.F.’s) that can be added to your Alberta Standard Automobile Insurance Policy. These Endorsements serve the purpose of either adding or removing coverage from your policy. S.E.F. 5 – Permission to…
Auto Insurance 101: Coverage
There are many features to the Alberta Standard Automobile Insurance Policy, also titled the “S.P.F. No. 1” in insurance jargon! Working in the insurance industry for over 30 years, we often come across individuals who are unclear about what coverage they have or what coverage options are available to them. Therefore, in part two of our…
Auto Insurance 101: Class Definitions
In our three part series on Personal Auto Insurance, we thought it may be helpful to outline some of the common characteristics of a personal automobile policy, starting with the many different class definitions that exist. Insurance Companies rate and subsequently charge a premium based on how your vehicle is being used. The more frequent the…