Personal Umbrella

What is the purpose of a personal umbrella? A. It protects you from the rainB. It provides you a higher level of liability protection through higher limits and broader coverage Well, technically both answers are right, but for the purpose of this Blog article, we’re going to go with answer B! A personal umbrella policy…

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S.E.F.’s: Standard Endorsement Forms

Automobile insurance and S.E.F.’s seem to be some of the most common searched terms related to insurance. Many people don’t know what the different endorsements on their automobile policy represent, or what endorsements may be available to them. We thought it would be helpful to to outline some of the most common Standard Endorsement Forms…

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Prize Indemnity Insurance

Running a contest can be a fantastic marketing opportunity for you and your business.  With Prize Indemnity Insurance, you can give your customers a chance to WIN without costing your business a large amount of money.  By purchasing this type of insurance policy, you are effectively transferring the risk to the Insurance Company.  Your business…

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Special Event Insurance

Despite the current pandemic, small outdoor gatherings and events are still permitted. Hopefully by the time summer rolls around, restrictions will ease and larger events will be able to take place. If you are considering hosting a single or multi-day function this summer or fall, with or without the service of alcohol, then we highly…

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Weddings, Weddings, Weddings!

May is the unofficial start of wedding season and there are sure to be lots of weddings taking place over the next few months. If you are planning a wedding, you know that the time, energy and money required can be considerable. PAL’s Weddinguard product can safeguard your investment and help to ensure that your…

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