How Insurance Works
So how does insurance work? Most of us understand the basic principle of insurance: we pay a premium for an insurance policy which in turn offers us financial protection in the event of a sudden and accidental loss. For example, we may pay a premium for collision coverage on our automobile. In the event…
Condominium Insurance Policies – More than just contents coverage!
Condominium unit owners have the best of both worlds…like a homeowner, they have title to their own unit, and like a tenant, they have access to common property such as the lobby, swimming pool, roof top patio, or other amenities. We often come across the misconception that a condominium insurance policy is similar to a…
Happy Valentine’s Day 2016!
We would like to wish you and your loved ones a very happy Valentine’s Day! This year, Valentine’s Day and Family Day fall on the same weekend. So while you are enjoying your chocolate treats and spending time with loved ones, please remember to drive safe on those roads! With the love-filled holiday coming…
Our Team 2016
As we head into another busy season, we thought it may be beneficial to provide you with an update of our amazing Team! All of these fabulous and knowledgeable Brokers are eager and ready to assist you with your insurance needs: Larry Costen, CAIB – CEO / Founder Larry began his career in the…
Life Insurance: The Basics
Life Insurance seems to be one of those topics that many people do not like to talk about. After all, who wants to think about their own mortality? Life insurance, disability, critical illness, long-term care, investments, and wills all play an important role in financial planning. Although there is no requirement to have them, most…