Uber Ride Sharing: Are you covered?

    With Uber now active in Calgary, this is the big question a lot of people are asking.  Uber Ride Sharing: Are you covered?   First a little history…   Uber was founded in 2009.  They provide an app-based connection for ride sharing where the public can hire registered independent drivers who use their…

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Have a Spooktacular Halloween!

The Costen & Associates Team would like to wish you and your family a SPOOKTACULAR Halloween!   Also know as “All Hallow’s Eve”, Halloween is celebrated annually on October 31st, the eve of All Saint’s Day. All Saint’s Day, November 1st, is historically dedicated to remembering the dead, including Saints and Martyrs. Halloween is said…

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Contents in Storage

Did you know that you can purchase an insurance policy for your personal items in storage?   During transitional times such as moving to a new home or city, the need may arise to put some of your personal belongings in off-site storage.  Or perhaps you have excess household goods or commercial stock that you…

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Happy Thanksgiving 2015!

Costen & Associates would like to wish all of our clients, friends, family and associates a very Happy Thanksgiving 2015!   We thought we would start off by saying what we, at Costen & Associates, are thankful for this year: For living in a great City with plenty of opportunities to grow, as individuals and…

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Rented Dwellings

Rented Dwellings are properties that are occupied by an individual or group of people (called the tenant(s)) other than the owner (called the landlord), and the owner is receiving payment in exchange for the occupancy.   The landlord can purchase a Rented Dwelling insurance policy to provide coverage for the building as well as any…

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