Automobile Insurance – Common S.E.F’s (Standard Endorsement Forms)
As promised in our last Blog post, we would like to outline some of the most common Endorsements that can be added to your Alberta Standard Automobile Insurance Policy. These Endorsements serve the purpose of either adding or removing coverage from your policy. S.E.F. 5 – Permission to Rent or Lease Applies to Leased…
Automobile Insurance – More than just a pink card!
There are many features to the Alberta Standard Automobile Insurance Policy, also titled the “S.P.F. No. 1” in insurance jargon! Working in the insurance industry for over 25 years, we often come across individuals who are unclear about what coverage they have or what coverage options are available to them. Therefore, we thought it would…
What is the purpose of a Personal Umbrella?
What is the purpose of a Personal Umbrella? A. It protects you from the rain B. It provides you a higher level of liability protection through higher limits and broader coverage Well, technically both answers are right, but for the purpose of this Blog article, we’re going to go with answer B! …
Happy Easter from the Costen & Associates Team!
Easter… it’s hard to believe we are coming up on that time of year already. March is almost over and Spring is in the air (finally!). In celebration of the upcoming Easter Holiday, which this year falls on April 5th and 6th, we thought we would list some fun Easter Facts. The History behind the Holiday:…
Identity Theft
Identity Theft occurs when an individual steals or misuses the personal or financial information of someone else, including their credit card information, driver’s licence number, or social insurance number. Their personal information and account details are then used to commit fraud or other criminal activity, including fraudulently establishing credit, including opening additional accounts and loans or mortgages, and to…