IBAA Convention 2014
We had the pleasure of attending the 2014 IBAA (Insurance Brokers Associations of Alberta) Convention in beautiful Jasper, Alberta last week. It was a busy couple of days complete with seminars, meetings, and of course great food and company! One of the highlights of this year’s convention was the keynote speaker on Monday morning, the…
Welcome to the Family!
Costen & Associates would like to welcome the clients of Dec Dunne Insurance Ltd. to the Costen & Associates Family! Effective May 1, 2014, Dec Dunne retired from the insurance industry after more than 30 years in business. In order to provide his valued clients with the consistent and friendly service they are accustomed to,…
Personal Automobile Class Definitions
In reference to automobile insurance, there are many different rate classifications that exist. Insurance Companies rate and subsequently charge a premium based on how your vehicle is being used. The more frequent the vehicle is being driven or used, the higher the premium charged to account for the increased exposure and possibility of a claim.…
The Mortgage Process
Whether you are a seasoned homeowner, or looking to buy your first home, we think you will find this mortgage information helpful. A huge shout out and Thank You to Katharine Keyes at “Invis – Canada’s Mortgage Experts” for providing it to us. Step 1: Mortgage Pre-Approval – Protects your negotiated rate up to 120…
Legal Documents and Financial Services
Will and Testament, Living Will, and Power of Attorney… most of you have likely heard of these legal documents, but some of you may not be familiar with what they are for. As Costen & Associates offers Financial Services, we thought it would be beneficial to our clients to explain the purpose of these documents…