Merry Christmas and Happy New Year!
We would like to take this opportunity to wish you and your family a very Merry Christmas and Happy New Year! As I am writing this, I can hardly believe that 2013 is almost over. Where did the year go? Wherever it went, it was definitely a busy one for us here at Costen &…
Critical Illness Insurance
Critical Illness is a relatively new insurance product, first introduced in South Africa in 1983. With this type of insurance, the Insurer will make a lump sum cash payment in the event a policyholder is diagnosed with one of the illnesses insured under the policy. The illnesses covered under the policy can vary depending on…
One Month Left in our Get-A-Galaxy Giveaway!
There is only ONE MONTH LEFT in our Get-A-Galaxy Giveaway! From now until December 31, 2013, you have the chance to WIN a Samsung Galaxy Tablet. We are always looking for new and exciting ways to build and grow our business. That’s why we are asking for all of our AMAZING clients, associates, family and…
The CosTEN Advantage
We often have clients ask us what the advantage is of using an Insurance Broker over an Insurance Agent or Direct Writer. Many people don’t even realize that there is a difference between an Insurance Broker, Insurance Agent, Direct Writers, or even the Insurance Companies themselves. This is why we created The CosTEN Advantage –…
Legal Expense Insurance
We would like to tell you about a relatively new product in Canada – Legal Expense Insurance. It is a unique product that helps both individuals and business owners defend or pursue legal action if they have a dispute with another party. By purchasing a DAS policy, policyholders have access to legal advice and guidance,…