Happy New Year 2018!

We would like to wish all of our clients, friends, family and associates a very Happy New Year and best wishes for health and happiness in 2018! 2017 was another busy year – it seems every year is busier than the last!  As in previous years, 2017 started off with our Team attending the Calgary Motorcycle Show.  This year we…

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Merry Christmas 2017!

The Costen Insurance Team would like to take this opportunity to wish you and your family a very Merry Christmas 2017 and all the best for health and happiness this holiday season.         We hope that you find time this holiday season to enjoy your loved ones and spend some time with…

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The Importance of Winter Tires

Tires are one of the things on a vehicle that take the most beating, and they also pose a particularly big hazard should they fail. A bad blowout while driving on a slippery, icy road can cause you to spin out of control in a split second. Even those who are lucky enough to escape…

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Holiday Celebration

This year, in honor of our 30th year in business, we decided to treat our Team to a special holiday celebration!  We took them to Hotel Clique (conveniently located right here in Calgary) for a weekend of good food and relaxation. The weekend started with a plated dinner in our beautifully decorated private room on…

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What Is Replacement Cost?

What is Replacement Cost?  It can be defined as the actual cost to replace an item or structure to its pre-loss condition.   With the majority of Comprehensive Homeowner’s policies, Insurance Companies offer what is called “Guaranteed Replacement Cost” on the dwelling. Guaranteed Replacement Cost, or GRC, means that the Insurer will cover the cost of…

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