Water, Fire and Mold Damage – What to Do

It’s a fact.  Water, fire and mold damage happen.  Here are some helpful Homeowner Emergency Do’s and Dont’s:   Water Damage:   What to Do Turn off your water – shut down your home’s water supply and call a plumber for repair Use caution – watch your step, as floors may be slippery and electrical…

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Costen Insurance Update

There have been a lot of exciting changes happening recently at our little Brokerage and we wanted to provide you with an update on what to expect from Costen Insurance in the months ahead! As per our Blog article from February 20th, Expanding the Costen Family, we have expanded the Team with two new Branch…

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Myths: Insurance and Leprechauns!

The Costen Insurance Team would like to wish you and yours a Happy St.Patrick’s Day this coming Friday!   St. Patrick’s Day is both a cultural and religious holiday, celebrated annually on March 17th. The day celebrates Saint Patrick, a missionary and patron saint of Ireland, who died on March 17th in the 5th century.…

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Puroclean – The Paramedics of Property Damage

We would like to share some information with you which you may find helpful in the event of a loss.  After a fire, water loss, discovering mold, or a biohazard incident, responding quickly can be the difference between recovery and permanent damage to your property.  Puroclean “The Paramedics of Property Damage” will respond 24 hours…

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What is a Material Change in Risk?

material change

A material change can be defined as a substantial and continuing change that affects and increases the risk involved with insuring your property. Material Change is a Statutory Condition under a standard insurance policy, and states that you must promptly give notice in writing to the Insurer or its agent (us, your Insurance Broker) of…

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