Expanding the Costen Family!

The Costen Insurance Team would like to wish all of our clients, friends, family and associates a Happy Family Day 2017!   Speaking of family, we would like to officially introduce two new members to our Team who will be operating their own Costen Insurance branches:   Nadima Charanek – Chinook Branch Nadima was born…

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Happy Valentine’s Day 2017

We would like to wish you and your loved ones a Happy Valentine’s Day 2017!   With the love-filled holiday coming up tomorrow, we thought we would take this opportunity to share some Valentine’s history and facts with you:   Valentine’s History – Also known as Saint Valentine’s Day. – Some believe the holiday began…

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What is Replacement Cost?

Replacement Cost (RC) can be defined as the actual cost to replace an item or structure to its pre-loss condition. With the majority of Comprehensive Homeowner’s policies, Insurance Companies offer what is called “Guaranteed Replacement Cost” on the dwelling. Guaranteed Replacement Cost (GRC) means that the Insurer will cover the cost of repairs or replacement,…

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The Max Robinson Children’s Foundation

We would like to officially announce our 2017 Charity of the Year, The Max Robinson Children’s Foundation!   A larger-than-life personality. A brilliant mind intertwined with compassion and understanding. A love that runs so deep, it will be felt forever, its effects far-reaching.   Maxwell John Robinson was a lively, intelligent and healthy 6 year…

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Insurance Terms and Abbreviations

For this week’s post, we thought it would be helpful to list and explain some insurance terms and abbreviations that are commonly used.  If there are any that you have come across that you don’t see here, please let us know and we’d be happy to define them for you.   ACV – Actual Cash…

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