Happy St. Patrick’s Day 2016!
The Costen & Associates Team would like to wish you and yours a Happy St.Patrick’s Day! St. Patrick’s Day is both a cultural and religious holiday, celebrated annually on March 17th. The day celebrates Saint Patrick, a missionary and patron saint of Ireland, who died on March 17th in the 5th century. The day…
2015 Referral Program Results
We are excited to announce that with the help from YOU, our AMAZING clients, our 2015 Customer Referral Program saw fantastic results! We raised $1,338.30 for our 2015 Charity of the Year, Helping Families Handle Cancer Foundation! Executive Director Carie Stock stopped by our Office last month to personally thank us and our clients for…
How Insurance Works
So how does insurance work? Most of us understand the basic principle of insurance: we pay a premium for an insurance policy which in turn offers us financial protection in the event of a sudden and accidental loss. For example, we may pay a premium for collision coverage on our automobile. In the event…
Condominium Insurance Policies – More than just contents coverage!
Condominium unit owners have the best of both worlds…like a homeowner, they have title to their own unit, and like a tenant, they have access to common property such as the lobby, swimming pool, roof top patio, or other amenities. We often come across the misconception that a condominium insurance policy is similar to a…
Special Limits on your Property Insurance Policy
When it comes to reviewing Property Insurance policies, most people tend to skim over the declaration page which outlines the coverage and premium. But how many people actually read their policy wordings and know the limits and exclusions associated with their policy? One section of the policy wordings that we wanted to bring to…