The warmer weather and longer days are a sure sign that the 2021 motorcycle season is upon us! We thought it would be a great time to share the following information.
All About Motorcycles
Wikipedia defines a motorcycle as a two or three wheeled motor vehicle. Also known as a motorbike, bike, moto or cycle (depending on where you are in the World), the types and styles of motorcycles vary greatly depending on the use they are designed for.
Touring bikes provide comfort and room for long distance travel, cruisers are great for navigating city traffic, sport and racing bikes satisfy the thrill seekers and dirt bikes are fun for off-road conditions. There are also some great trikes and three wheelers available, or you have the option of having your two-wheel converted into one.
Did you know?
Before getting into the nitty gritty Insurance stuff, we thought we would share with you some interesting motorcycle facts that we stumbled upon from various online sources:
- The first motorcycle created was the SH Roper 1869 steam cycle
- Early bike helmets were lined with cork
- The first Honda motorcycles were pushbikes
- Harley-Davidson built push-bikes from 1917 and 1923
- Ducati once made radios
- Kawasaki also makes spaceships
- Front tires disperse water at three times the rate of rear tires
- When cornering, 75% of a bike’s grip comes from the front tire
Motorcycle Destinations
Looking to go on a great motorcycle adventure this spring or summer? Check out our post on Motorcycle Destinations for some great ideas for your 2021 travels!
Motorcycle Maintenance
Since motorcycle season is upon us, we thought it would be helpful to re-share these great tips for taking care of your motorcycle! Check out our post on Motorcycle Maintenance.
Motorcycle Insurance
Just like there are many different options and styles of motorcycles, there are many options available for motorcycle insurance. The year, make, model, and cc’s of the motorcycle you ride, your age, and the number of years of experience and riding you have are all factors that will impact your motorcycle insurance premiums.
Similar to automobile insurance, most Insurers offer a reduced premium for new riders who have completed an approved motorcycle driver’s training course. If you are looking for a great course provider, check out Lil’ Johnny’s Motorcycle Academy! Many Insurers also offer discounts for experienced riders, for insuring multiple motorcycles on one policy, or for combining your motorcycle with your automobile insurance.
The coverage available on a motorcycle insurance policy is also similar to that of a personal auto policy, with the option to purchase liability coverage only, or add collision and/or comprehensive coverage. There are several different endorsements available for motorcycles, providing coverage for accessories, waiver of depreciation on new motorcycles, and more.
For more information on motorcycle insurance or to obtain a competitive quote, please contact us to speak with one of our motorcycle specialists!
Safe Riding!
The Costen Insurance Team
