Welcome Laurenn and Brad to the Costen Team!

Larry began his career in the financial services sector in 1981 and after achieving a Business Diploma at SAIT, he established Costen Insurance in 1987 to provide full service products to his clients. Larry spends the majority of his time networking and building the business, and his spare time is spent riding his motorcycle to anywhere and everywhere!

Crista has been with Costen Insurance since July 1998 and completed a Finance Degree at Mount Royal College in 2006. As a mom of three boys, Crista balances her busy schedule between her family and focusing on marketing, customer-orientated programs, and growing and developing the business!

Andrew has worked with Costen Insurance since June of 2007 and has been the Operations Manager since 2009. He focuses on auto, property, recreational, commercial, and travel insurance. In his spare time Andrew enjoys spending time with his wife and three children, playing guitar, and cheering for the Vancouver Canucks (sorry Flames fans).

Kristel joined the Costen Insurance team May 2010. She completed her Chartered Insurance Professional designation in 2008 and has been in the insurance industry since 2005. Currently she focuses on auto, home, and motorcycle insurance, with some health and accident insurance. In her spare time, she enjoys books, movies, and she is also a registered “Supernatural” fanatic.

Cory moved to Calgary and joined the Costen Insurance team in October 2015. He’s worked as an insurance broker in Camrose, Edmonton, and Vegreville since the autumn of 2008, specializing in home, auto, motorcycle, recreational vehicle, and travel insurance. In his free time he’s usually singing, sharpening his guitar skills, and performing with his band. Cory is a lifelong Edmonton Oilers fan (sorry Flames and Canucks fans!).

Richard moved to Calgary from Ireland in July 2015 and joined the Costen team in 2017. He has been working in the insurance industry since 2012 as a broker in Ireland and Canada. In his free time he enjoys cars, singing, and hiking in the mountains.

Karen has been in the insurance industry since 1977 and previously owned Glenmore Insurance Brokers Ltd for 21 years. In her spare time she has volunteered at Heritage Park for over 20 years. Her other interests extend to traveling the world, cooking, baking, bridge, golf, her dogs & cat, and spending time with friends and family.

Phong has been in the insurance industry since 1999 through various management roles and joined Costen Insurance in 2016. He focuses on business development, production, and growth. Phong is a huge Flames fan and he enjoys spending his spare time with his wife and kids as well as playing racquet sports.

Nirmal joined the Costen Insurance team as a producer in July 2007, focusing mainly on auto, property, travel, and commercial insurance. She enjoys her time with her family and building her business and developing relationships with her clients.

Prior to coming to Costen Insurance in 2016, Nivi worked in the auto industry for 14 years with a number of dealerships in various sales positions.  Nivi was first introduced to the insurance business in 2010 by a friend, and after a few years he decided to make a career change and become a licenced Broker.  When he’s not working, Nivi likes to get out on the golf course and spend time with his family.  He is thrilled to start his new career in the insurance industry and enjoy a greater work/life balance.

Nadima was born and raised in Calgary and graduated from the University of Calgary with a Psychology degree. After working in the non-profit sector for several years, Nadima decided on a career change and became a licensed broker in 2016. Nadima joined Costen Insurance in January 2017 and sees insurance as another way to continue to pursue her passion of helping people. When she is not busy working, Nadima loves spending time with her family and friends, traveling, volunteering and giving back to the people of Calgary in any way she can.

Dena has been working in the insurance industry since June of 2007. She joined Costen Insurance in January 2017 with a strong focus in auto, property, travel, and commercial insurance. Dena has been a global citizen in Asia, Europe, and North America and hopes to bring her open mind and wide range of cultural experiences to her work. She loves to travel, learn different cultures and enjoys interacting with people in diverse environments.

Moutaz worked in the travel industry for nearly 15 years before switching careers and joining the insurance industry in 2012. He previously worked with Desjardins and State Farm in various positions. He holds a Bachelor Degree in Law, a Diploma in Travel and Tour Services, and a Certificate for Microsoft Systems Engineer in Windows NT. In his spare time, Moutaz loves the opportunity to travel and explore new countries and cultures. His travel experience has taken him throughout the Middle East, Europe, Asia, and North America and he looks forward to many new adventures.

Daniel worked in the banking industry for 5 years with the Bank of Montreal before making a move over to the insurance industry in 2013. He has worked with both Desjardins and State Farm, and joined the Costen Insurance Team in the spring of 2017. Daniel loves sales and focuses on personal lines insurance, including auto, property, and recreational insurance. He also speaks two other languages, Tigrigna (Eritrean) and Amharic (Etheopian).

Lloyd joined Costen Insurance in January 2010 as a Financial Advisor and brings over 25 years of experience to the team. He focuses on Life, Disability, Critical Illness, and Long Term Care Insurance, as well as Investments. In his spare time, Lloyd enjoys spending time with his family, camping, fishing and golfing.