Are you looking for an expert in motorcycle insurance as well as someone who is passionate about all things motorcycle? If so, you’ve come to the right place. At Costen we have a broad range of motorcycle insurance companies with competitive premiums available and several of us own bikes and love to ride! We understand that your bike is more than just a financial asset to you and our goal is to make sure that you have the best coverage available to you to suit your needs and comfort level. As a broker we can give you several different options for insuring your motorcycle. We have access to specialty motorcycle insurance companies to insure your bike as a stand-alone policy and we also have the option of insuring your bike as a combined policy along with your home and auto insurance.

There are a wide array of coverages available through our carriers, both standard coverages as well as motorcycle specific endorsements to better protect you. Here are some of the coverages we can offer you:

1. Third Party Liability
• Up to $2,000,000 in coverage available
• Covers property damage or bodily injury caused to another party due to the operation of your motorcycle
2. Accident Benefits (Compulsory in Alberta in conjunction with Liability coverage):
• Covers Medical Payments for bodily injuries above and beyond Alberta Health Care (limits apply)
3. Collision and/or Upset
• Deductibles range from $100 to $500 depending on the engine size of the bike and the specific insurance companies’ underwriting rules
• Designed to cover your bike for physical damage in the event of a covered loss due to collision or upset
4. Comprehensive
• Deductibles range from $100 to $500 depending on the engine size of the bike and the specific insurance companies’ underwriting rules
• Designed to cover physical damage to your bike in the event of a covered loss due to anything other than collision or upset including fire, theft, vandalism, hail, windstorm, flood, and more
5. Waiver of Depreciation
• Designed to waive the use of depreciation in the valuation of your bike in the event of a total loss
• This coverage is applicable for up to 48 months after the original purchase of the bike (as long as it was purchased brand new)
6. Accessories & Equipment
• Endorsements are available to extend coverage for accessories or aftermarket modifications to your bike that may not be automatically covered under the regular policy
• Coverage can also be purchased to cover your helmet, jacket, gloves, and other equipment regularly used for riding
7. And Much More...!

Do you have any questions? Would you like us to review your existing policy and make recommendations? Would you like a free no obligation quote? Please feel free to call our office at (403) 245-2424 or email us at admin@costeninsurance.com at any time and we’d be glad to help! If you’d like to submit your info to us online for a quote please click on the button below and one of our friendly brokers will be in touch with you shortly!

***Please note that the above information is for overview purposes only. Refer to policy wordings for further details and clarification***